HOW TO CHOOSE THE RIGHT TYPE OF INVESTMENT?
Every person invests certainly hope to get optimal results from the capital fund is invested, is not it?
You ask, how, how much investment should be saved every month or every year, where and what kind of products?
It's easy, just tell me the dream, the goal of your plan priorities, and the large funds that want to be invested by you.

With a fund, you can get 3 categories of benefits: heritage, protection and investment returns as well as other additional bonuses. We will help realize the plans or your dreams.

There are 3 types of personality profiles in the level of courage to take risks in the investment:
1. High Risk High Gain - the type who dare to take risks with the chance to gain the highest level of investment returns as well
2. Moderate - the type who dare to take risks but cautious enough to take the chance level of results being
3. Conservative - the type who does not expect a high reward with high risk, but enough to receive the level of the safe and controlled

Based on the test profile, then you can know what type of investment that suits you.

HOW DO I KNOW IS THE BEST INVESTMENT UNIT LINK?
As noted above, now we can not expect adequate results from interest on bank deposits or savings accounts. So we take the comparison between investing in gold with the unit-linked.

Investment and finance experts, Roy Sembel argue that gold is very attractive as a hedge or protect themselves from inflation (Cash Tabloid Edition Sunday II March 2008). For a period of about five years, the performance of gold is still more attractive than bonds, but gold is still less with stock.
According to a count Roy, within 5 years of gains in the stock could reach 5-7 times as much, while in the same period, gold gains may only 2-3 times.

Mr. Tung Desem Waringin, revolutionary Financial No.1 in Indonesia on one occasion said, "Gold does not make you richer, but gold still will make you rich."

Concrete examples based on data from the internet, the price of gold as of August 15, 2010 is Rp.350.591, -. Previous highest Rp.360.000, -/gram.
In 1997 the price of gold is Rp.90.000, -/gr. So within a period of 13 years, a new gold price rose 4x fold.

Now we compare the investment in a stock link unit named Aggressive, when launched in 2002 was $ 1,000, -/lembar.
Now as of 28 September 2010, the share price they will have become Rp.9, 623.-/lembar or has developed into a 960% (9.5 x fold) in the period of 8 years!
Other stocks is called a prime Aggressive Multi Plus released in November 2009 for Rp.1.000/lembar now (as of 28 September 2010) has developed into Rp.1, 693.-/lembar or had risen to 69% within a period of 9 months!

In addition to investment returns is much more profitable, link units also give you a legacy of life and accident risk, and the replacement cost of inpatient hospital or surgery if you have a disaster without reducing the value of a penny from your investment!

In other words, your physical, mental wealth of assets plus the proceeds from your investment are all protected. So which is bigger profits for you in terms of economy and value that can not be replaced with the material?
Terbayangkah by you, if you suddenly get a disaster and should be treated in hospital but does not have any protection insurance? What would happen? Assumption You also do not have much savings, would not you then have to sell gold to finance all these unexpected expenses?

HOW TO CHOOSE THE RIGHT INVESTMENT MEANS?
There are 5 criteria that you can use in investing in order to benefit the many and safe:

1. How old is the financial institution, where the establishment and scope of the operational area in the world and locally?
Increased the old age they will institute, means the relevant has been through a lot of economic turmoil, and if it still can take place until now, the tough and consistent.
Moreover, if the institution they will be built in a state of high society social welfare system and the law is clear, then the more value-added.

2. How is the financial strength rating received from the various rating agencies (rating) international? Example by Standard & Poor's, Moody's, AM Best. Ranking can be in different terminology, such as Very Strong, Excellent, Superior, which means good

3. In exchanges where they will trade the shares of financial institutions? What is the value of RBC (Risk Based Capital) The above provisions of the Government of Indonesia?
Some exchanges of the world for example, the Toronto Stock Exchange (TSX), New York (NYSE), and there are still some more. If already listed in the stock world, then they will be institutions including the world's financial institutions. RBC government of Indonesia is 120%, if it exceeds the number they will be, meaning they will be a strong institution.

4. How large a percentage of fund development for a year, and since the launch price of prime type investment funds are offered?
This can be seen from the financial statements of the financial institution they will be compared with the Composite Stock Price Index (CSPI) and other financial PT.

5. How transparency of financial institutions as well as explanations and servicing of financial consultants who offer you an investment?

You certainly want to feel safe and comfortable with the money you invest, right? So look for a Financial Consultant can teach you so you understand the financial intelligence on investment that you do, and do a visit to the institution they will be to increase your confidence.

If everything is clear, looks to be easy, right? Come on, follow the development given the latest info every day, then you are more intelligent and prosperous.

WHERE INVESTMENT IS SUITABLE FOR YOU?
After knowing the explanation and tips above, investments do you feel right for you? Remember, time is identical to the growth of investment funds. So, make a decision right now to a financial investment so you can earn a lot and safe. May you grow prosperous and happy.